Effective Date: June 20, 2025
Welcome to Lifecoverpro.ca, a digital platform operated by Maple Bay Financial Corp. (“Maple Bay,” “we,” “us,” or “our”). By accessing or using this website, you agree to be bound by the following Terms of Use (“Terms”). If you do not agree with any part of these Terms, please refrain from using our website.
These Terms govern your use of Lifecoverpro.ca, including all content, functionality, and services offered through the site.
1. About Lifecoverpro.ca
Lifecoverpro.ca is a marketing brand of Maple Bay Financial Corp., a licensed life insurance agency based in Canada. Our platform is designed to educate users about life insurance, collect basic information for quote purposes, and connect you with a licensed life insurance advisor who can assist in identifying suitable policy options.
Please note: Lifecoverpro.ca is not an insurance company and does not issue insurance policies.
2. Use of the Website
By using Lifecoverpro.ca, you agree to:
- Use the site only for lawful purposes and in accordance with these Terms
- Provide accurate, current, and complete information when submitting any forms
- Refrain from misrepresenting your identity or insurance needs
- Not interfere with the security or integrity of the website or its infrastructure
- Not attempt to gain unauthorized access to any part of the website or any systems or networks connected to it
Any misuse of this site may result in denial of access and, if appropriate, legal action.
3. Informational Purposes Only
All content provided on this site is for informational and educational purposes only and is not intended to be legal, tax, or financial advice. The information on this site should not be relied upon as a substitute for consultation with a licensed professional. Final recommendations and insurance applications are handled exclusively by licensed insurance advisors.
4. Quotes, Eligibility & Applications
Submitting a quote form does not guarantee approval or availability of any insurance product. Insurance applications are subject to underwriting guidelines, product availability, and approval by third-party insurance carriers. Coverage amounts, eligibility, and pricing may vary based on age, health, lifestyle, and other factors.
Maple Bay Financial advisors will contact you directly to help assess your options. There is no obligation to purchase, and quotes are always free.
5. Intellectual Property
All materials on Lifecoverpro.ca, including text, graphics, branding, images, tools, logos, and layout, are the exclusive property of Maple Bay Financial Corp. or its content providers, unless otherwise stated. You may not reproduce, modify, distribute, or republish any content from this site without prior written permission.
6. Third-Party Links
This website may contain links to third-party websites, including insurance carriers and partners. These links are provided for your convenience. We are not responsible for the content, terms, or privacy practices of those third-party websites and recommend reviewing their respective policies before engaging with them.
7. Limitation of Liability
While we strive to ensure the accuracy and reliability of the content on Lifecoverpro.ca, we do not guarantee that the site will be error-free, uninterrupted, or fully secure. Use of this website is at your own risk.
To the maximum extent permitted by applicable law, Maple Bay Financial Corp. disclaims all liability for any damages, losses, or expenses arising from:
- The use or inability to use the website
- Any inaccuracies or omissions in site content
- Delays or failures in communication
- Errors in third-party information or services
8. Privacy and Data Protection
We respect your privacy and are committed to protecting your personal information. Please refer to our privacy policy for details on how we collect, use, store, and disclose your information when you use Lifecoverpro.ca.
9. Modifications to These Terms
We reserve the right to modify or update these Terms of Use at any time without prior notice. Any changes will be posted on this page with an updated effective date. Your continued use of the website after any changes constitutes your acceptance of the revised Terms.
10. Contact Us
If you have any questions about these Terms of Use or our services, please contact us at:
Email: info@maplebay.ca